Invoice Payment Terms Generator
Generate clear, professional payment terms for your invoices — due dates, deposits, late fees and accepted methods. Copy them in one click, free.
Your business
Payment due
Late fee
Accepted methods
Your payment terms
- 1.Payment is due within 30 days of the invoice date (Net 30).
- 2.Accepted payment methods: Bank transfer, Credit/debit card.
- 3.Overdue invoices accrue interest of 1.5% per month on the outstanding balance until paid in full.
- 4.All prices are exclusive of applicable taxes unless stated otherwise. Any bank or transfer fees are the responsibility of the client.
- 5.Please quote the invoice number with your payment. Questions about an invoice should be raised with the Supplier within 7 days of the invoice date.
A starting template — adapt it to your contract and local law. Not legal advice.
Attach your terms to every invoice
Save these once and SnapBilly adds them automatically.
- Saved invoice terms
- Auto-applied to invoices
- Custom due dates
- Late-fee reminders
- Recurring invoices
- Client portal
Tailored to you
Choose your due date, deposit, late fee and accepted payment methods.
Clear, professional wording
Get tidy, numbered terms you can paste straight onto an invoice or contract.
Copy in one click
Copy the generated text and use it anywhere — no formatting to fix.
Set expectations early
Clear terms up front mean fewer late payments and awkward conversations.
How it works
- 1
Set when payment is due — due on receipt, Net 7/14/30/60, or a custom number of days.
- 2
Add an upfront deposit percentage and a late fee (monthly interest or flat) if you charge one.
- 3
Pick the payment methods you accept.
- 4
Copy the generated terms and paste them onto your invoices, quotes or contracts.
Frequently asked questions
What does “Net 30” mean?
Net 30 means payment is due within 30 days of the invoice date. “Net 15” and “Net 60” work the same way, and “due on receipt” means payment is expected immediately. Shorter terms generally get you paid faster.
What should invoice payment terms include?
Good terms state the due date, any deposit required, accepted payment methods, what happens if payment is late (interest or a flat fee), and who to contact about the invoice. This tool covers all of these.
Should I take a deposit?
For larger projects or new clients, an upfront deposit (often 25–50%) reduces your risk and confirms commitment. Set the percentage and the terms will state that the balance is due on completion.
Are these terms legally binding?
They’re a clear starting template, not legal advice. To be enforceable, terms should be agreed before work starts and comply with the law where you operate — have a professional review them for high-value contracts.